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Debt collectors must cease communication with debtors after a Cease and Desist letter is issued, except for notifying about legal actions. To create a Cease and Desist letter, follow these steps: 1. Start with your full name at the top (e.g., JOHN DOE).2. Enter your current address as it appears on your ID or driver’s license. - Address Line 1: 123 EXAMPLE STR, UNIT 1 - Address Line 2: NEW YORK, NY 1234563. Choose the document date.4. Input the collection agency's name (e.g., EXAMPLE COLLECTOR LLC).5. Provide the collector's address: - Collector Address Line 1: P.O. BOX 123 - Collector Address Line 2: MIAMI, FL 123456. Include the dispute account number, document date, and debt amount (e.g., Account Number 12345, Date 01/01/2019, Amount $100.00).
