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boss take my five likes what is this for sir im pre-paying my home loan bro are you mad what happened bro pre-paying the loan is good no id pay less interest overall and save a lot of money yeah i never know home loan is an exception explain yourself okay tell me your loan details so its a 80 lakh loan of eight percent interest rate for a 20-year period boom okay so after tax benefits your effective interest rate is 6.2 percentage is your wife a co-partner with you yes me and my wife are paying for the load together bing bong bing bong okay so now the effective interest rate is only 4.75 percentage holy so cheap i can invest this money in the stock market only i can get 12 percentage returns easily you are welcome sir but how do you know all of this finance with sharon neman this is a goddamn bank i subscribe to the one person to sharon newsletter and the link is in my bio