Easily Delete Alternative Choice from the Affidavit Of No Creditors

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How to Delete Alternative Choice from the Affidavit Of No Creditors

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hey everyone I hope you guys are doing well I wanted to actually answer a question that I got off of YouTube and I think it was a very very good question let me share this with the group I am putting together some packages and Im gonna put this on youtube so if youre watching me on YouTube like and subscribe to the channel like the video subscribe to the channel but a question was posed when can I should I use an affidavit for a collection because many of them when you say something is fraudulent is not my account they might come back give me a identity theft affidavit now heres my take on it Im right now doing a package for bankruptcy that is complete and ready and its gonna be a company with a video with a step-by-step process because its you know its something that youre going to need navigating and the public records and in those packages are going to be affidavits okay so to the bureaus youre gonna send affidavits to the courts youre gonna send an affidavit but in my pa

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Should I remove my deceased spouse from my mortgage?

When someone who owns real property dies, the property goes into probate or it automatically passes, by operation of law, to surviving co-owners. Often, surviving co-owners do nothing with the title for as long as they own the property. Yet the best practice is to remove the deceased owners name from the title.

What happens if one person dies on a joint mortgage?

Joint tenancy mortgage If one person dies under this type of arrangement the mortgage becomes yours entirely and you will be responsible for the repayments. The deceased person may have a life insurance policy that will pay out in this event and either cover or help with the remaining mortgage balance.

Can I withdraw affidavit?

Within the document, state that youre removing your original affidavit and explain the reasons for doing so. This might be simply because of an error in the document, or it could be something bigger, like a change of circumstances. In this case, youll want to describe the change in detail.

What happens if my husband died and Im on the mortgage?

Most commonly, the surviving family who inherited the property makes payments to keep the mortgage current while they make arrangements to sell the home. If, when you die, nobody takes over the mortgage or makes payments, then the mortgage servicer will begin the process of foreclosing on the home.

Can a mortgage stay in a deceased persons name?

The general rule is that a mortgage may not stay in a deceased persons name, however exceptions may apply. Generally, if a person dies, title will transfer. If title transfers, it invokes a due-on-sale clause.

Do you have to remove a deceased spouse from a deed in Florida?

In most cases, spousal removal from your deed will not be necessary. This applies when you already hold a type of house deed that enables the automatic transfer of property upon the death of a spouse.

Do I have to refinance my mortgage if my spouse dies?

Mortgage: Federal law requires lenders to allow family members to assume a mortgage if they inherit a property. However, there is no requirement that an inheritor must keep the mortgage. They can pay off the debt, refinance or sell the property.

How do I fill out an affidavit form?

What to include in your affidavit. Title. This is either your name (Affidavit of Jane Doe) or the specific case information. Statement of identity. The next paragraph tells the court about yourself. Statement of truth. Statement of facts. Closing statement of truth. Sign and docHub.

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