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is the Biden Administration trying to ban foreclosures again possibly because the federal housing Administration just announced that theyre now extending covid-19 loss mitigation options to all mortgage borrowers who fall behind on their mortgage payments regardless of their cause of delinquency which means that if someone has an FHA loan and they lose their job or just cant pay their mortgage they wont get foreclosed on and whats even crazier is that mortgage borrowers who default can now receive reductions in their monthly payment by as much as 25 is an interesting incentive structure everyone if you default you dont have to pay as much money how about that now to be clear this isnt an outright ban on all foreclosures that specifically pertains to FHA first-time homebuyer mortgages which account for about 25 of the U.S mortgage Market however its a really bad look for the Biden administration because after they already prevented 2 million foreclosures during the pandemic they
