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Today, Jay discusses the pay to delete letter in this video tutorial. He explains what it is, the benefits it offers, and whether debt collection agencies are required to accept it. Jay, with over 15 years of experience in the debt collection industry, shares his knowledge and expertise on this topic. He also promises a bonus at the end of the video, so stay tuned and don't forget to leave any questions in the comments for him to answer. A pay to delete letter is a negotiation tool that can be used with debt collectors.