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so i get asked this question a lot um the company won't accept my pay for deletion letter what do i do the company doesn't want to settle at all what do i do the company will settle but they won't delete the account what do i do first of all let me answer this question companies do not have to agree to sell companies do not have to agree to delete if it's not their policy that's just bottom line just already know that going into disputing or sending a pay for deletion letter goodwill letter whatever companies have the right to keep debt on your credit report paid or unpaid for seven years and that is their right to do so if a company extends a courtesy and they delete your account because you pay it's because they extended the courtesy or it was because it was their policy already regardless of what the law states their policy is to delete once paid now if you happen to be working with a company who does not um have a policy to agree to delete this company does not honor goodwill lett...
