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In the video, the speaker explains the concept of a Certificate of Insurance (COI) and its importance for companies. The most commonly used COI is the Accord 25 form, which contains essential information about insurance policies on a standardized single page. It is crucial to understand that a COI is only proof of insurance and is meant to summarize key policy details such as coverage, effective date, and limits. Different versions of the Accord form exist, so not all forms will look the same. To facilitate learning, a COI template is provided for download in the video description.
