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so Iamp;#39;m going to talk about Scotiabank or how we think about the bar for PII in cloud and how that relates to on Prem Iamp;#39;ll talk about just some basic protections that everyone does for applications in cloud and our principles for PII because our position is that that you do the things to lock down your application but thatamp;#39;s not sufficient for PII at scale for analytics talk a bit about the principles that weamp;#39;re applying and let you know what weamp;#39;re doing so scotia banks been around for almost 200 years and so we have about a hundred thousand employees about ten thousand in IT and weamp;#39;re the third biggest bank in Canada and itamp;#39;s Canadaamp;#39;s most international banks so weamp;#39;re in the top three in a bunch of Latin American countries and the Caribbean so we have a pretty heterogeneous environment we had at one point 69 data centers because weamp;#39;d acquired 30 banks each with two and sort of going through consolid