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in this video i discuss the dark side of early retirement coming up next on holy schmidt holy schmidt to many early retirement represents the holy grail the master plan worked you scrimped you saved you postponed you paid down your mortgage faster than you needed to a lot of good things happened and now the payout is in front of you youre now able to do what you want when you want how you want and youll never have to work a day again in your life but be careful what you asked for because too much of a good thing might in fact be a very bad thing if youre not careful now lets get into it but before we do please make sure you click the like button youtube uses the number of likes in its algorithm to determine how popular a video is and i want to help as many people as possible all right here we go point number one is that you are going solo your friends and family are still working what are you going to do from nine to five and who are you going to do it with imagine day one of earl