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setting up your pay ID is quick and easy to send or receive money using a pay ID youamp;#39;ll first have to set one up via online banking on your desktop or the Westpac Banking app to set up your pay ID through the Westpac Banking app select services then pay ID pay to mobile select the account you want to receive money into your pay ID name will be displayed to anyone who pays your mobile number so they know who theyamp;#39;re paying select confirm if youamp;#39;re sent a six digit SMS code enter it and continue when your pay ID has been created the status will show as creating tap to refresh to check the status when created it will change to unlocked and youamp;#39;re ready to start sharing your pay ID with people who wish to pay you