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In this video tutorial, Michele discusses the concept of waivers. A waiver is a present relinquishment of a known right that you have currently, not in the future. It should be clearly stated in the document before you sign it, and you must be aware of what you are waiving. Waivers can come up in various documents, such as with your bank or in settlement claims. It is important to understand the elements of a waiver to ensure its validity.
