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module five default and repossession default the last substantive title of article 9 the 9 - 600 s governs default article 9 does not define default but does detail the remedies available to a secured party upon a debtors default and sets forth the procedure for executing those remedies the party security agreement usually outlines the different acts and omissions that may be treated as defaults the most obvious form of default is failing to make payments on the debt secured by the collateral some of the less obvious but also common means of default include failing to maintain casualty insurance to protect tangible collateral death of a debtor or disillusion of corporate debtor death of the guarantor defaulting on other debts insolvency of the debt or including bankruptcy and receivership a business that are ceasing to operate a business debtors loss of license or franchise rights permitting another security interest or lien to encumber the collateral once any contractual default occu...