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good morning everybody this is Amy Gambhir at ta R on your commercial Services Manager as you may or may not know welcome to our webinar today were going to be presenting an update on commercial forms our new forms and our revisions Im going to do some administrative items tell yall how this is going to work and then well get started this webinar is about an hour weve been approved for seee credit but in order to get credit you have to be present at a local board office or some other location with monitoring so some of you will see we have our remote classrooms and some local board office is taking part here if you want to do this for seee for our next webinar or series of webinars get in touch with me or John Houser and professional development and we can create a remote classroom for you as well if you have technical issues with zoom please dont call ta our our receptionists are great people but they are not IT experts and they do not know how to fix the zoom Im gonna give yo