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security agreements pledge agreements and assignments all function similarly in addition to granting a security interest over personal property they are the main thing needed for attachment Under the UCC and they have the same principal parties the debtor and the secured party the debtor is the entity granting a security interest theyre also sometimes called the grantor or pledge or under the agreement the borrower is always a debtor and any guarantors or other Affiliates that are pledging assets will also sign the agreement as a debtor it all depends on where the assets lie and how the deal is structured the secured party is the lender in a syndicated or Club deal with multiple lenders an agent known as the collateral agent or security trustee signs the security instrument on behalf of all the lenders the main difference between security agreements pledge agreements and assignments is the scope of the lien they Grant under a pledge agreement or assignment the debtor grants a lien ove