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A former Louisiana sheriff's dispatcher, Kellen Spadoni, checked her bank account and found an unexpected deposit of over $1.2 million, mistakenly transferred by Charles Schwab instead of a mere $82.56. Instead of informing the bank, she transferred the funds to another account and purchased a home and an SUV. Spadoni has since been arrested for theft and faces a lawsuit from Schwab, which claims she ignored multiple attempts to recover the funds. Legal experts discuss the implications of the bank's error, noting that while a mistake occurred, it does not grant a legal right to keep the money.