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do you have 60 seconds to talk about waiver of deductible because I can help make it clear for you want to see a magic trick Im going to make your insurance deductible disappear okay its not really magic its waiver of deductible coverage from the Hanover and heres how it works you probably have several insurance bosses for instance one for your home one for each car you have each comes with its own deductible so what happens if an incident affects more than one of these things lets say a tree comes down it does damage to both your roof and your car or maybe theres a hailstorm that does damage to two of your cars because these examples involve two different claims you often have to pay both deductibles yikes but not with the Hanovers waiver of deductible which is available for both home and auto policies in these scenarios youd only have to pay one deductible the other is waived voila the magic of waiver of deductible wait wheres my money but the choice for your coverage is clea