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A former Louisiana sheriff's dispatcher, Kellen Spadoni, unexpectedly found herself a millionaire when Charles Schwab mistakenly transferred over $1 million into her account instead of the intended $82.56. Instead of notifying the bank, she quickly transferred the funds to another account and used them to purchase a home and an SUV. Spadoni has since been arrested for theft and is facing a lawsuit from Charles Schwab for ignoring their attempts to reclaim the money. The incident raises questions about the legal implications of bank errors, as highlighted by civil rights attorney Robert Patillo and criminal defense attorney Brian Claypool in their discussion on the case.