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hey so what were looking at is a real settlement sheet and this is an important document because this is what is presented to you at closing so were gonna go over a troll fast here and kind of highlight the important aspects of it the title company is the company that really has a major role in the closing so the title company is the company that they do the title search to make sure that the deed which is to document that verifies the actual ownership of the property so the title company does some research to make sure that all thats legit and the seller of the property has the right to sell they also act as an escrow agent meaning they can hold deposits and and monies until the transaction excuse me is completed they also can prepare the title insurance for the buyer and the lender protecting them against any claims or other legal issues with the property they also order the property survey so title company is the company that usually you know pretty much runs to the closing you