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[Music] welcome to conveyancing matters with lorraine and stu join us for a chat about all things property hello stu how are you hi lorraine im good thank you yourself yeah im fine thank you well stu the reason that uh i thought it would be a really good idea for us to have a conveyancing masters chat is because a really important point that actually youve mentioned quite a lot over the last few months is really unfortunately sort of come to pass and they and and you know i dont think we can pass up the chance to talk about it so in um in the 30th of november 2020 edition of the mortgage finance gazette of all things which actually is for mortgage brokers obviously they have um come up with uh you know a really terrible story but nonetheless one that youve been talking about for a long long time couple lose life savings as buyers lender withdraws post contracts and i know this is something thats sort of you know an issue of big concern to use so let me just mention for the bene