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hi Im welcome to this short video where Im just going to talk you through what is a deed of trust in property and when would I use it okay you know the solicitors love these grand words or maybe they dont but these grand words are throughout law and everywhere else so we get confused a deed of trust bottom line is a two-page a4 document very simply written wouldnt youve seen a couple youll be able to write your own but dont do that to start with use a solicitor but its used to split the profits between you and the spouse are you in a business partner to be as tax effective as possible okay so what do I mean by this well we know that or you may know that if you earn less than 50 thousand a year by 2021 you wont be in that higher tax bracket so lets take a couple as an example and in the couple one of the spouses works and earns 50,000 a year the other is a homemaker looking after the family in the home and lets say theyre earning nothing but theyre going to invest and buy