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hi Jen Hernandez Loan with Jen mortgage points explained stay tuned okay were back hey like share and subscribe I released two mortgage education videos per week this week were talking about mortgage points explained what our mortgage points like everyones pulling their hair out theres all these terms on when you do your research online there theres three to four synonymous terms that I really want you to understand origination fees discount fee points mortgage points all of them are the same thing so heres what they are and heres what theyre not so first of all you on your cost estimate so you want to ask the lender for a fee worksheet or if youre under contract if youve already applied you can ask for a loan estimate under origination charges charges for originating the loan aka lender fees there is a subcategory called origination charges so that is where this charge that were talking about is housed now you dont have to pay additional orig