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your long term disability insurance company cut you off can you sue them Im John Tucker Im an attorney and Ive represented people from coast to coast all over the country people just like you and long term disability insurance claims I want to talk with you about whether you can sue the insurance company after they cut off your benefits it depends on what type of insurance you have theres two main types of long-term disability insurance if you bought a private or individual policy you may be able to file a lawsuit right after your benefits are cut off it depends on the law in your state most people actually buy their coverage through their employer group coverage is covered by a federal law called ERISA the employee retirement income security act erisa is very different than state law and there are some peculiar regulations to it the most important thing if youre just cut off is that you have 180 days to file an appeal and that appeal goes right back to the same people that just
