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uh listener is saying should i set up my account beneficiary accounts as beneficiaries or pods or tods they they are confused about how to properly set these accounts up so theyamp;#39;re asking for our help and of course we know that the starting point is just realize that number one whatever bank account it is including life insurance you must have a beneficiary on that account in order to avoid probate but then it depends upon what kind of account and what financial institution as to what they call that beneficiary designation yeah so letamp;#39;s start with the basics and that is for bank accounts checking savings cds money market investment non-ira accounts you want to make those accounts p o d payable on death tod transfer on death itf and trust for typically your children is what weamp;#39;re talking about different banks different credit unions different financial institutions use different terms youamp;#39;re not going to use all three for these accounts youamp;#39;re goi
