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welcome back to another episode of insider knowledge my name is james and today im going to be talking about double tax treaties lets just be clear double tax treaties are usually written to affect income tax capital gains tax pensions and iht im only going to be talking about pensions and iht in this particular vlog so why am i concerned about this often you see adverts talking about avoiding this tax or that tax with pensions its often avoid 55 tax with no consideration as to whether theres going to be tax in the country which someone is resident in uh either the individual who owns the money or their beneficiaries and that can be two different countries of course the worst case scenarios ive seen is where someone has been advised to actually live in a country remove all assets remove everything from the uk and therefore they are going to avoid for example inheritance tax in the uk as a result sounds great until theyre ill when theyre ill they want to return back theyve got