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so you need to hear about these changes that theyre proposing for Social Security because now we have both Republicans and Democrats suggesting that there are some people who shouldnt get Social Security benefits or at least get as much so if you go back and you read the Republican study committees budget that they recently released their focus area is on those who earn a high income they want to make changes to the benefit formula to make benefits less generous and starts phasing out spousal and childrens benefits again specifically for those who are higher income earners now this lines up exactly with what Ive been saying for a while the days are coming to an end when high income earners can collect Social Security at least in the same amount as theyve always been used to if youre younger than 55 maybe even up to 60 and you earned a high income or you were a good saver I think its time to start making some other plans potentially for how youre going to replace some of that i