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we can always work longer to have more money and more money in retirement right we can always work another year save a bit more money push retirement longer and have more money but there has to be a cutoff point and this is a conversation I have with clients all the time is saying look Dave and Ruth you guys are ready to retire financially you can keep working if you want to again psychological side of it but start working towards an end date and pick that date and stick strong to it I think for a lot of you you have oh well I can work one more year and it adds this much to my my retirement but if youre never going to spend that then are you wasting a year of your Go-Go years of retirement to build more retirement nest egg that youre never going to need and again you have to have a good plan in place to understand if that year of working makes a difference or not for a lot of you you need it for a lot of you though you dont need it
