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[Music] hi my name is Alex Carlucci with Dustin Shaw comm gonna talk to you about whats called a verification of employment and we talked about this with our within our team inside but we customers never really understand what this is we dont really talk to mention it too much and I think the public should know so this is a good video for you know so if I ask for your pay stubs and your w-2s do you think thats a good enough to tell what your income is its not because it doesnt show those irregular behavior of your payment that a verification of employment will show so you could give me a pay stub with 40 hours a week on it and I would see that you were working 40 hours a week and that week or that month and think that your thats your income for that time and I would see that oh you must have got a raise from your w-2 cuz youre making a lot more what the verification appointment is going to do is going to tell me exactly how you got paid and the breakdown over the last two years