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would you like a 15-year or a 30-year mortgage I plan on paying off this property early but sign me up for the 30-year mortgage uh sir you do realize that a 30-year mortgage has a higher interest rate right yes but itamp;#39;s also more flexible so I prefer it how is it more flexible youamp;#39;re locking yourself in for a longer term at a higher price itamp;#39;s because the mandatory monthly payment on the 30-year loan is much lower than the 15-year loan as an example the 30-year loan will only cost me twenty four hundred dollars a month whereas the 15 year loan will cost me 32.30 when times are good and I have money I can afford to make the extra principal payments to pay off my loan faster but if thereamp;#39;s a recession or a market crunch then I want the flexibility to make lower payments so I can hold on to more cash that makes sense and it also looks like youamp;#39;ll be able to qualify for a more expensive property with a 30-year mortgage too how did you think of this I
