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all right so weamp;#39;re going to make a clear consumer advisory here sorry for the image um I just got off the phone with my cellular provider and we realized that I was doing bill pay on my bank and for some reason this month the connection broke Iamp;#39;ve done with this cell private writer for 20 years almost 20 years and what they did is they defaulted to the address that I put in 20 years ago and what that did is that made instead of electronically paying the bill it made them send out a paper check thatamp;#39;s going to take seven days to go to an address that doesnamp;#39;t exist anymore so my cellular provider sent me threatening text messages and everything that you havenamp;#39;t paid your Billy oh money blah blah blah blah well watch out for that so if you use bill pay and you have some very old payments that youamp;#39;ve been making to the same company for a long time make sure your address is up to date on your payees thatamp;#39;s my advisory good luck everybo