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with a mortgage interest rate of six percent should I consider it as high interest debt and pay on it more aggressively I can either pay off this mortgage and lock in savings of something less than six percent or I can take those dollars and go deploy them into the future we know that for a 20 year old one dollar can turn into 88 for a 30 year old I think one dollar can turn into 23 for a 40 year old one dollar can turn into seven dollars so you have to figure out where you are age-wise to how much juice your dollar still has if you have a fixed rate mortgage right now and this is year one of your 30-year mortgage that one dollar that you pay on it is going to save you something less than six percent for a 30 year old that one dollar that you take and put to work for you is gonna work way harder than for the 50 year old who takes that one dollar and puts it to work so you have to figure out where are your army of dollars where are you in the strength building portion of your financial