Cut off date in the Real Estate for Sale by Owner

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How to Cut off date in the Real Estate for Sale by Owner

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[Music] [Music] welcome Im Josh Whittaker this is Joe Hamer were both attorneys with the law firm of McCullers wood occurred Hamer were here today for real estate closings 101 our topic today closing date and time which doesnt sound like a very important topic but I would argue its the most important topic it is a century the so theres theres a theres a belief among a lot of real estate agents a lot of lenders a lot of closing attorneys that you should close your real estate purchase at the end of the month and and I think the belief behind that is theres a theres a light item you pay called interim interest and that interim interest is interest on the loan through the end of the month so the theory is if you closed on the last day of the month you only have to pay one day of interim interest and then your payment your first mortgage payments not due for another month okay and so that reduces your interior cash to clothes your closing cost and so for a long long time thats b

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What is considered a sale date of a property?

Date of sale means the date (normally shown on the instrument of conveyance or sale) that ownership of or title to real property, or control of the controlling interest in an entity that has a beneficial interest in real property, is delivered to the buyer/transferee in exchange for valuable consideration.

What is the closing date of a sale?

Closing Date Definition The closing date represents the day ownership of a home transfers from the seller to the buyer and is stated and agreed to by all parties on the sale contract.

What is the best closing date for a seller?

Sellers often prefer to close on the first of the month and receive their sales proceeds early on in order to accommodate their purchase of a replacement house or moving plans. When the purchase contract is signed, both parties will agree to a closing date that seems reasonable.

What day is best to close for sellers?

Tuesdays through Thursdays are the best days to close for both buyers and sellers. The reason is, third parties that are involved in the transaction are typically available [on these days] if a problem arises.

What is the best date to close on a house?

The closing date you choose for your home purchase matters because it determines some of the expenses you pay at closing. For most home buyers, closing at the end of the month is ideal because youll pay less interest upfront.

Is it better to close at the beginning or end of the month as a seller?

Most closings are at the end of the month so buyers can minimize the interest they pay in closing costs. If this doesnt matter to you, or if youll benefit by delaying mortgage payments, choose an earlier date.

What is the best closing date for a buyer?

Pick a date earlier in the month. Most closings are at the end of the month so buyers can minimize the interest they pay in closing costs. If this doesnt matter to you, or if youll benefit by delaying mortgage payments, choose an earlier date.

What is the closing 3-day rule?

What Is The Closing Disclosure 3-Day Rule, And What Does It Mean For The Closing Disclosure Timeline? Your lender is required by law to give you the standardized Closing Disclosure at least 3 business days before closing. This is what is known as the Closing Disclosure 3-day rule.

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