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hey guys this is john watts i wanted to answer a question that universal roots put here he says have a court date coming up soon i notice on the bill of cell they made an error the sell date is wrong at the time that the bill of cell i was still in good standing with my credit card company and no way ing to that date that they could have purchased a debt and what about bringing this up so its a very good question let me mention something to you that is a little sort of weird about how this process works i think well explain what happened so what you will have is an agreement and lets say its between you know capital one and midland funding okay and they will have a purchase agreement and that purchase agreement will have a certain date and the bill of cell will have the same date okay so the bill of cell is just saying hey there was this agreement over here and this is when we uh executed that agreement well you know in a normal situation we would be you know buying a car like on a