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- The settlement contingency is just, itamp;#39;s very straightforward. Itamp;#39;s used if the buyeramp;#39;s already marketed his or her property, theyamp;#39;ve already accepted a contract, they have a contact in hand, they had a settlement date on the calendar. Now just because the property isnamp;#39;t truly sold until the settlement date, you know, when everybody signs on the dotted line and everybody exchanges money, that doesnamp;#39;t mean that this is a bullet proof contract. Things still happen. Just because a home is under contract doesnamp;#39;t mean itamp;#39;s guaranteed to close. Having said that, if Iamp;#39;m trying to buy another house and my current home is on the market and itamp;#39;s under contract, and I make somebody an offer and I say yes, I do need to sell my house first in order to afford to purchase your home, but Iamp;#39;m not gonna be put in a position where you have the ability to market my property and as Iamp;#39;m working through the proc