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so when youre when youre leading a bank restructuring team as I did you basically become a restructuring consultant a Management Consultant to the companys management team because you bring an objective view about whats going on whereas company management is in the eye of the hurricane and many times they have difficulty doing anything more than just surviving day to day or week to week you know their priority is meeting payroll at the end of next week my priority on the bank side is looking a year down the road and saying what does the company have to do both operationally and financially to rehabilitate itself so that they can become a good client for the bank again and so we would help create strategic plans we would help we would give them advice on what their capital structure needed to look like we would act as intermediaries to help them raise Equity or different kinds of debt to restructure their balance sheet in the process of doing that we would try to take some pressure