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I am making around $76,000 a year between my full-time job and a part-time job that I picked up but I am sitting around $45,000 in debt between my student loans and a car loan my student loans are around 31,000 across five loans with my highest interest rate at 6.6% and then my car I have about 14,000 left at a 3.79% interest rate oh deeply are you willing to cut your lifestyle and how many hours are you willing to work to where you could do this in one year 45,000 about 45,000 out of 76,000 out of 76,000 means you live on 30 uh or you live on a little bit more but you pay off everything in one year