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A settlement demand letter is prepared by an injured party's attorney and sent to the adjuster of the other party's insurance company to negotiate a settlement. It outlines a specific settlement amount requested and includes an introduction that provides a broad overview of the case, followed by the facts of the incident, the injuries sustained, and the damages incurred, detailing specific amounts for losses suffered. The letter concludes with a reiteration of the settlement demand and is typically accompanied by medical records and evidence of other losses, such as lost wages. When crafted effectively, it can lead to a settlement without the need for a trial.
