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To become a caregiver for a foster child, current law disqualifies individuals with felony convictions and certain misdemeanors, such as willful harm to a child or sexual abuse. Proposed laws would not exempt felony convictions for child or sexual abuse. Debt or bankruptcy does not automatically disqualify a potential caregiver if they can show financial viability. Six common reasons for failing a home study include having a felony conviction, especially involving child abuse, neglect, domestic violence, sex crimes, or crimes against children, along with health issues and concerns regarding other family members.