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if you have a mortgage you receive a mortgage statement every month I just got mine so what do you do you make the payment and just throw it out or do you take some time to read it the reason Im saying this its because it has valuable information for you to save on your taxes Ill show you how up top you see the amount due and the date but the bottom part is where the magic happens there are two things to keep in mind principle and interest principle is the amount you borrowed and anything you paid towards your principal repays your loan interest is the cost of getting a loan the good news is that mortgage interest is tax deductible for mortgages up to 750 000 heres how to claim the deduction make sure you review your annual mortgage statement that tells you how much you spend in interest the entire year youll use that number on your 1098.4 which youll file with your tax return that number is going to lower your income and lower income means lower taxes escrow is the amount that y
