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Can I collect unemployment benefits and Social Security at the same time? Yes, you can collect unemployment benefits while you are receiving your Social Security retirement benefit. The same goes for spousal or survivor benefits you collect on the earnings record of a retired or deceased worker. Do unemployment benefits affect the amount that I get from Social Security? No. Social Security does have an earnings limit that can reduce payments for some beneficiaries who earn above a certain amount from work. But jobless benefits do not count against that cap. And what about the amount I get from unemployment? I heard some states deduct from unemployment benefits if youre collecting Social Security. Not any longer. Many states used to have Social Security offset laws that reduced unemployment benefits if a recipient also collected Social Security, but this practice has been eliminated nationwide. To learn more, go to aarp.org/SocialSecurity.