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have you ever looked around your room and thought to yourself i have all the stuff that i dont need or dont use or maybe havent used in years if this is you you might be an overspender im carmen perez and this is getting rich [Music] if you find yourself overspending trust me youre not alone almost half of americans spend their entire income each year and 21 of americans spend more than they bring home what do we love so much about spending especially money that we dont have whether its treating yourself managing your stress keeping up with the crowd boredom or any number of psychological reasons we act on the impulse to overspend overspinning is something that youre going to want to get a handle on before it gets you in trouble before i teach you some tricks lets speak to our guest dan dan welcome to the show hello thank you for coming on so i hear you have an overspending problem tell me about it i do i spend way too much probably like a thousand dollars a month on things th