Cut expense in the Nursing Home Enquiry

Aug 6th, 2022
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How to cut expense in the Nursing Home Enquiry

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[Music] what you may have heard is that there is a big secret the nursing home doesnt want you to know before I tell you about the big secret Id like to show you what the nursing home will tell you if you go in to talk to them about placing a loved one what I want to show you is a very typical scenario that comes into our office hairy husband and Wanda wife Harry has had a stroke and needs nursing home care because Wanda cant take care of him at home so the nursing home will say Wanda youre going to be at home so were going to set the how society now you have about a hundred thousand dollars in CDs cash money market and investments Harry has an IRA with about a hundred thousand dollars Wanda has an IRA with about 75 thousand for a total of a hundred and seventy five thousand that really isnt worth a hundred and seventy five thousand because they havent paid the taxes on it for income harry has about two thousand dollars a month and Social Security and pension Wanda has eight hun

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Skilled Nursing Facility (SNF) Care Medicare pays 100% of the first 20 days of a covered SNF stay. A copayment of $204 per day (in 2024) is required for days 21-100 if Medicare approves your stay.
You pay nothing for covered services the first 20 days that youre in a skilled nursing facility (SNF). You pay a daily coinsurance for days 21-100, and you pay all costs beyond 100 days. Visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227) to get current amounts. Medicare and skilled nursing facility care. Medicare (.gov) publications 11359- Medicare (.gov) publications 11359- PDF
For days beyond 100, Medicare pays nothing. You pay the full cost for covered services. The coinsurance is up to $200 per day in 2023. It can change each year. Medicare Coverage of Skilled Nursing Facility Care. Medicare (.gov) Pubs pdf 10153- Medicare (.gov) Pubs pdf 10153- PDF
(1) SNF care coinsurance is the amount chargeable to a beneficiary after the first 20 days of SNF care in a benefit period. 409.85 Skilled nursing facility (SNF) care coinsurance. LII / Legal Information Institute cfr text LII / Legal Information Institute cfr text
Skilled Nursing Facility (SNF) Care Medicare pays 100% of the first 20 days of a covered SNF stay. A copayment of $204 per day (in 2024) is required for days 21-100 if Medicare approves your stay. Medicare Part A Hospital Insurance - California Health Advocates cahealthadvocates.org the-basics medicare-part cahealthadvocates.org the-basics medicare-part

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