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- [Ernie] Hi, Im Ernie. - [Ben] And Im Ben. - And this is budget nerds. (upbeat music) - [Female] Who is on your mind? - You are not alone. - No, you are not. Welcome back nerds. Great to have you. Today, were talking about cutting expenses. Ben and I are gonna go back and forth- - [Crosstalk 00:029:99] Dun dun dun! - and talk about how weve cut some expenses from the budget. Now I think its worth it- its important to start this off by saying you dont have to cut expenses when you start budgeting. Right Ben? - Yeah. Yeah. I think a lot of people think of those two words, budget and cutting back, are connected, but if people say like, oh, Im on a budget, I cant do that, or, you know, whatever, but thats not, thats not what budgeting is about. Its not necessarily about cutting expenses. Its just about finding out what your priorities are and making sure your money flows that way, and- But very often when people start a budget, they realize, Oh, Ive been spending that much
