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hey everyone welcome back to my channel its matthew varga here in todays video were gonna go over seven different ways to help you cut your monthly expenses in half and help you retire in just a few short years i recently did a video on how to retire early in that video i go over the numbers you need to know in order to retire in your 30s make sure you go watch that video so you can have a better idea of what you need to know in order to retire much earlier in that video one of the key numbers i talk about is your savings rate this is the percent of your monthly income that youre able to set aside for investing the fact of the matter is the higher your savings rate the faster youre going to docHub your goal of retiring as early as possible one of the main things that determines how much youre able to save each month is your monthly expenses so in this video im going to give you those seven ways to help you cut your monthly expenses and help increase your savings rate if youre n