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hi my names adam welcome to the channel thanks for joining us today today i want to talk about a retirement income problem that were seeing again and again and again and a lot of you watching this video either are facing this problem or soon will face this problem when you hit retirement im gonna break that down in this video what the problem is but im also going to give you some strategies to overcome this hurdle okay its a problem that again probably 80 to 90 of you are going to face especially the diy investor okay if youre a diy investor youre definitely going to bump up against this um but many of you even if youre not a diy investor youre going to bump up against us so im going to go through the problem but im going to give you some solutions as well in this video so that you can kind of get yourself out of this problem before hopefully before it happens so whats the problem you ask well its drawing down your retirement assets when you hit retirement okay so ive alw