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How to set up direct deposit with Chime. The key to unlocking Chimes best features, is setting up a direct deposit of $200 or more. This gives you access to fee free overdraft up to $200 with spot me and lets you build your credit history with the Chime Credit builder secured visa credit card to name a few. There are three simple ways to set up direct deposit, through a form, the Chime app or employer portal. Lets take a closer look. Before you get started, youll need your Chime routing number and account number handy. You can find this info in the Chime app. Just tap on the settings menu in the upper left and youll find the account info right there. Setting it up through the form. To set up direct deposit via form. Open your chime app and tap the settings menu, and set up direct deposit. Tap Get completed form and well email you a completed direct deposit form as a PDF. Just email it to your HR department and theyll take it from there. Setting it up through the app. If your emp