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hello everyone welcome to this channel um I just want to introduce you to one of the only calculator in the market which actually calculates your affordability and it it weighs you in to check if you would actually qualify for a mortgage or not so Moon mortgages is is the business uh Moon mortgages.ca if you will hit the calculator page from here you will be able to access this calculator its one of the most simplest calculator in the industry where you just enter your salary lets say youre making 120 you have 100 loans you are looking to purchase a property for 700 and you have a conventional down payment of 20 percent you would just enter them in the system and it will also tell you that what is the current lowest variable rate available in the market or the fixed the data is always up to date um it is updated every month so most probably you can gauge from here that okay I can maybe qualify for the lowest rate for 4.89 as of today so today is 28th February 2023 lets go for fixe