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Aaron welcome back to the fiduciaryu podcast you are one of my uh one of the handful of second guests that Ive had I think you were my second I think you actually were my second guest on the podcast back in 2020 so good to have you back oh its great awesome thank you no glad to be here good to see you man a lot of stuff has changed over the past uh past couple of years um vest well is just kind of on a uh on a rocket ship um uh growth wise and and Buzz within the industry and um and what you guys are what you guys are doing so maybe just kind of give a little update like what what what um whats 2022 been like uh for vest well overall um especially with whats going on in the markets and and uh you know how things been yeah um well thanks for having me again uh its great see uh so its been an interesting year right to say the least right you look at the end of last year and youll rewind 12 months versus now especially being in the fintech world uh its a very different world um I