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that way. You dont waste your money. Im John Materese. All right. So here with us now to talk more about the changes we should all expect this tax season is David Peters, founder and owner of David Peters Financial Group and Peters tax preparation and consulting. Peter your time to shine starting today? Officially millions of taxpayer, though, will be surprised when they see smaller tax refunds this year. So tell us a little bit more in detail about the main reasons for that. Well, a lot of the incentives that we saw in the last couple of years related to COVID have gone back to where they were sort of pre pandemic. So the child tax credit was worth 3,000 or $3600 this year. Its only were 2000. We also a drop in the dependent care credit. So thats not worth as much this year. Were going back to prepandemic levels. Also the credit for not receiving a stimulus check. That one is also gone as well. So the combination of all of these things is