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Hi! This is with some bank account recommendations for everybody living and working in Germany. I personally use Deutsche Kreditbank. DKB has no monthly fees if you have a regular income of 700 Euro per month. Their basic account comes with a free debit card. The DKB bank exists already more than 30 years so expect things to run a bit more smoothly than with some Neo Banks. DKB is an online bank and does not have brick-and-mortar branches. On the other hand the DKB app looks old-school and is in the German language only. A major downside is that they only accept your application if you have a positive credit score. Now new arrivals in Germany dont have a national credit score yet so they cannot apply for a DKB account. Do not apply if you live in Germany for less than a couple of years. Here is a list of banks that dont require a registered address in Germany and that all have a straightforward application. N26. N26 properly make