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The tutorial demonstrates how to write a personal loan agreement using docHub PDF. To begin, users select a format and opt for docHub due to its user-friendly features. The tutorial instructs on filling out a fillable form by entering relevant details. It specifies the effective date of the agreement, introduces the borrower as Johnny Appleseed, providing his address, and identifies Nancy Appleseed as the lender residing at the same location. The agreement stipulates a loan amount of $10,000 with a repayment period of one year. Further instructions guide users to fill in additional loan details as needed.